Yogesh Gangan

WORK HISTORY

EDUCATION

ABOUT YOGESH GANGAN

I am a strategic techno-functional leader with 19 years of experience in thebanking sector, specializing in digital transformation. Over the past 14 years, I have successfully led initiatives across retail lending, collections, MSME credit, and NRI onboarding, ensuring that business objectives align seamlessly with technology implementation. I am skilled in Agile program delivery, with a proven track record in sprint planning, UAT coordination, and stakeholder engagement. My proficiency in API-driven architecture and process automation has enabled me to deliver scalable integrations that improve risk mitigation and operational efficiency.My expertise in Front End Development, UI/UX design & prototyping, combined with my technical skills in Flutter, HTML, CSS, & JavaScript, enables crashing scoping timelines by 40%. Proven vibe coding capability in Flutter, Bootstrap & Javascript.I pride myself on being a creative thinker and a flexible leader, with strong communication and problem-solving skills that foster collaboration across teams.Noteworthy Achievements Across Career• Directed end-to-end technology initiatives spanning lending, customer onboarding, collections, and partner integrations with YES BANK and ICICI BANK.• Accelerated go live timelines by up to 30% across multiple projects through self-delivered Front-End Development, bridging the gap between user expectations & delivery outcomes• Architected Single Screen CAM for Retail Loans Underwriting – an industry first initiative• Spearheaded digital payment transformation in Collections by integrating Billdesk and SmartPay with Core Banking System (CBS), enabling real-time payment receipt & updates. • Designed & Developed UI screens and HTML-based wireframes for LOS, Collections (FINNONE), MSME, NRI and vendor onboarding systems resulting in leaner workflows, • Singlehandedly designed & developed collections mobile app front end using Flutter platform achieving 90% digital penetration.• Designed & enabled the E2E automation of the Lien Debit process, reducing NPAs, and significantly enhancing collection efficiency.• Co-implemented SFDC for Home & LAP with cost-benefit analysis, sprint governance, and issue resolution.• Enabled digital onboarding for NRIs & DSAs with 12+ APIs including PAN, Aadhaar, and bureau integrations.• Drafted a white paper on mobile based collection project in ICICI which won 2 international and 3 national awards (including The Asian Banker Award)• Recognized as a Star Performer at YES BANK & Go-Lead Awardee at ICICI for project leadership.