Yogesh Bhagare
Building Solutions by Optimizing Processes, Driving Digital First Strategy & Agile Execution | PGDM in Finance | A-CSPO
- Role
- Product Owner(AVP) - Digital Lending at Axis Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Yogesh Bhagare
A seasoned Product Owner at Axis Bank with over 26 years of experience in retail lending, specializing in digital personal loans and process management. Proven ability to design and implement end-to-end customer journeys and solutions, enabling API integrations, and overseeing loan lifecycle management through STP processes, resulting in significant cost savings, increased revenue, enhanced operational efficiency, and improved Net Promoter Scores (NPS). Expertise includes software development lifecycle processes such as user story creation, user story mapping, sprint planning, UAT, and production support. Skilled in optimizing processes, resolving bugs, and fostering team collaboration to facilitate seamless adoption of new features. Committed to advancing digital transformation in retail lending by building digital solutions and achieving mission-critical targets.
Experience
Product Owner(AVP) - Digital Lending
Jun 2007 — Present · Mumbai, IN
Developed successful digital Personal Loan (PL), Home Loan (HL), and Overdraft (OD) applications from concept to implementation, including customer journeys and workflow management. This initiative significantly improved business numbers and revenue for the bank.• Improved NPS through process automation via digital transformation, bug fixes, and successful adoption of new product features. • Successfully enhanced efficiency in loan processing while ensuring compliance through process enhancement and innovative solutions.• Managed a team for Level 1 Production Support, responding to internal and external customer interactions, overseeing Loan Life Cycle Management, and building Self-Service journeys to ensure smooth operations.• Managed end-to-end operational activities of Retail Loans at the Mumbai Loan Center.• Successfully implemented a year-long project at a vendor\'s premises, involving the scrutiny and documentation of security documents for the entire HL & LAP portfolio of Axis Bank, significantly improving operational efficiency in managing security documents.
Education
D G Ruparel College
Bachelor of Science (BSc), Physics
1994 — 1996
Prin. L.N. Wellingkar Institute Of Mgt. Develop
PGDM, Finance, General
2016 — 2017
Prin. L.N. Wellingkar Institute Of Mgt. Develop
PGDM, Banking, Investment and Insurance
2014 — 2016
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