Yogendra B.
Digital Transformation | Microfinance & Digital Lending | CBS, DPI & AI-led Risk Management | India, SE Asia, Africa
- Role
- Lead - Fintech, Digital Lending & Platforms at MSC (MicroSave Consulting)
- Location
- Lucknow, UP, IN
- LinkedIn followers
- 500 followers
About Yogendra B.
Digital transformation leader with 15+ years of experience across microfinance, digital lending, and platform-led financial systems in India, Southeast Asia, and Africa. I work on turning fragmented, manual lending and operational models into scalable, system-driven institutions; covering core systems, lending strategy, and last-mile delivery. Experience includes- CBS implementation and operational transformation across multi-branch institutions - Transition from group lending to individual/SME lending with underwriting and risk design - DPI integrations (Aadhaar, UPI, APIs) and ecosystem partnerships - BC/agent network scale and field digitization Delivered outcomes across Indonesia, Kenya, the Philippines, and India, spanning CBS rollouts, platform diagnostics, and credit infrastructure strengthening. Currently building CLIMAFI, a climate-risk AI solution for lenders, focused on integrating climate signals into credit and portfolio decisioning.
Experience
Lead - Fintech, Digital Lending & Platforms
Aug 2023 — Present · Lucknow, IN
Leading multi-country digital transformation engagements (India, Indonesia, Kenya, Philippines)- Driving CBS implementation, lending transformation, and institutional diagnostics- Delivered SME lending transition and platform diagnostics improving operational control and scalability- Working with CXO teams on strategy, execution governance, and transformation roadmaps
Education
Indian Institute of Management Udaipur
MDP, ML and AI in Managerial Decision Making
2025 — 2025
Indian Institute of Management Mumbai
Master of Business Administration - MBA
2009 — 2011
Indian Institute of Management Ahmedabad
MDP, Artificial Intelligence and Machine Learning for Business
2020 — 2020
Indian Institute of Management, Lucknow
MDP, Strenthening the Farmer Producer Organisations
KIET Group of Institutions
Bachelor of Technology - BTech, Computer Science & Engineering
2005 — 2009
Indian Institute of Management Ahmedabad
MDP, Managing Inclusive Finance in India
2017 — 2017
Skills
- Financial Analysis
- Mis
- Vendor Management
- Cross Functional Relationships
- Operations Management
- Pmo
- Strategy
- Analysis
- Requirements Analysis
- Dashboard
- Business Development
- Team Management
- Financial Inclusion
- Project Management
- Full Project Lifecycle Experience
- Management
- Reporting & Analysis
- Business Strategy
- Business Analysis
- Process Improvement
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