Layla Lu
Credit Strategy | Risk Management | Data Analytics
- Role
- Senior Data Analyst at Chime
- Location
- New York, NY, US
- LinkedIn followers
- 500 followers
About Layla Lu
7+ years of experience in Credit Risk management across the fintech industry- Expertise in developing underwriting policies, portfolio management, and top-of-funnel acquisition for consumer lending products- Proven track record of leading cross-functional teams and driving large-scale initiatives- Strong background in Machine Learning, SQL, and Python, applied to scalable risk modeling and business growth- Recognized for strategic problem-solving and delivering innovative solutions that enhance profitability and customer engagement- 2025 Company Award Winner (All-Star) at Chime
Experience
Senior Data Analyst
Jul 2024 — Present · New York, NY, US
Education
Tsinghua University
Bachelor's degree, Materials Science
2013 — 2017
Northwestern University
Master of Science - MS, Materials Sciences
2017 — 2018
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