Yavor Toshev

About Yavor Toshev

Creating bottom line impact through targeted financial initiatives aligned with risk management, revenue strategies, and robust financial crime compliance. Resourceful and dynamic professional with hands-on experience in leading business, strategic, and financial planning, analysis, fraud investigations, and reporting. Leverages extensive working knowledge of laws, regulations, and subjects applicable to consumer lending and credit card: TILA, ECOA, FCRA, UDAAP, SCRA, E-SIGN, Privacy, Identity Theft, Marketing, Fair Lending, FDCPA, EFTA, BSA/AML/OFAC, state laws, etc.Proficient at collaborating with high-performing teams, providing oversight to all projects, dealing with regulatory authorities, and strengthening client relations. Expert at handling complex issues, rendering best services, and improving efficiency to achieve financial and business goals. Instrumental at identifying client requirements and translating them into cohesive plans to produce recommendations that are based on core findings.Specialized in financial crime compliance, with a proven track record in developing and implementing comprehensive anti-fraud and anti-money laundering (AML) programs. Adept at conducting thorough investigations into financial crimes, ensuring adherence to BSA/AML/OFAC regulations, and mitigating risks associated with financial transactions. Skilled in designing and executing compliance frameworks that safeguard organizational integrity and enhance operational resilience.Expert in sanctions compliance, with extensive experience in navigating the regulatory requirements of the Office of Foreign Assets Control (OFAC), the Office of Financial Sanctions Implementation (OFSI), and the European Union (EU). Proficient in implementing and managing sanctions screening processes, conducting risk assessments, and ensuring compliance with international sanctions regimes to protect the organization from legal and reputational risks.

Experience

1. Global Process Manager, Compliance, Sanctions Operations

   Google

   Dec 2025 — Present · Chicago, IL, US

Education

• University of National and World Economy

  Master's degree, Law

  2015 — 2020

• Penn State University

  Master of Laws - LLM, Banking and Financial Regulations

• University of Montpellier

  International Law and Legal Studies

  2014 — 2015

Skills

• Leadership
• Customer Service
• Teamwork
• Customer Relationship Management (Crm)
• Legal Compliance