Yassine Ayoubi

About Yassine Ayoubi

I’ve spent my career immersed in the world of compliance, with a strong focus on BSA/AML frameworks, sanctions monitoring, and regulatory reporting. Over the years, I’ve developed a deep understanding of how to manage complex investigations, assess financial crime risks, and ensure that both internal policies and external regulatory obligations are consistently met.Whether I’m drafting SARs, performing detailed KYC reviews, or interpreting guidance from banking and card-issuing partners, I bring a highly analytical and detail-oriented approach to every task. I’ve supported multi-jurisdictional audits, led compliance testing efforts, and created process documentation and training content designed to scale as organizations grow.What I enjoy most is collaborating across functions—whether it’s with Legal, Operations, or external partners like financial institutions and government agencies. I see compliance not just as a regulatory requirement but as a strategic advantage, and I’m committed to building programs that are not only robust but also agile enough to evolve with the risk landscape.At the core, I’m driven by a commitment to operational excellence, continuous improvement, and making compliance a business enabler—not just a checkpoint. I take pride in developing solutions that strengthen readiness, reduce risk, and help teams operate with integrity and confidence.

Experience

1. Senior Risk and Compliance Specialist

   Remitly

   May 2024 — Present · Seattle, WA, US

   I oversee daily risk assessments, partner reviews, and compliance investigations across global distribution networks, ensuring our operations remain secure, ethical, and aligned with evolving regulatory requirements. I work closely with cross-functional teams and external partners to gather due diligence documentation, manage ongoing monitoring efforts, and support a culture of compliance throughout the organization.My role includes leading training sessions, supporting new analyst onboarding, and ensuring consistent knowledge retention across the team. I also provide hands-on support for global audits and compliance initiatives, contributing both strategic insights and tactical execution.To improve operational efficiency, I helped reengineer our case review system, significantly reducing investigation turnaround times and streamlining workflows. As a key escalation point for high-risk partner issues, I regularly resolve complex cases with minimal supervision. I’ve authored in-depth due diligence reports analyzing financials, reputational standing, and overall risk exposure, and I conduct independent risk analyses using both internal data and external sources.I’ve performed country-level risk assessments to identify AML/CTF vulnerabilities across partner networks and have executed ad hoc reviews to implement and track corrective actions. Beyond my core responsibilities, I support collaboration across multiple departments and lead an internal affinity group to strengthen employee engagement and promote company values through inclusive initiatives.

Education

• DTH, Casablanca, Morocco

  Bachelor's degree, Hospitality Administration/Management

• ISTA Sale, Morocco

  Technician Specialized in Architecture, Architecture

• Lycee Moulay taib Al Alaoui

  High School Diploma, High School Diploma (Biology & Earth Sciences)