Yashwanth Kumar Reddy Pochimireddy
Relationship Manager @HDFC Bank
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WORK HISTORY
Relationship Manager @HDFC Bank
Hyderabad, IN
Managed a ₹20 Cr retail credit portfolio, ensuring high-quality underwriting, risk assessment, and compliance with internal credit and regulatory norms.• Conducted 360-degree financial and credit evaluations by analyzing client balance sheets, income statements, and cash flows to determine creditworthiness.• Collaborated with cross-functional teams including Credit, Legal, Risk, and Operations to structure and approve lending proposals aligned with policy guidelines.• Enhanced portfolio profitability through strategic cross-selling of secured and unsecured loan products, insurance, and investment solutions tailored to client needs.• Monitored asset quality, repayment performance, and loan utilization to proactively mitigate risks and maintain portfolio health.
EDUCATION
VIT
Bachelor of Technology
Gowtham
X
Sri Chaitanya
XII, PHYSICAL SCIENCES
IFMR Graduate School of Business - Krea University
Master of Business Administration - MBA, Finance and Financial Management Services
Vellore Institute of Technology
Bachelor of Technology - BTech, Mechanical Engineering
ABOUT YASHWANTH KUMAR REDDY POCHIMIREDDY
HDFC Bank benefits from my role as a Relationship Manager, where I contribute with expertise in financial analysis, communication, and customer relationship management. Equipped with an MBA in Finance and Financial Management Services from IFMR Graduate School of Business - Krea University and a BTech in Mechanical Engineering from Vellore Institute of Technology, I bring a strong analytical foundation to my work. My background is further enriched by certifications in corporate finance and investment banking. Working alongside my team, I support financial strategy development and client engagement to achieve organizational goals.
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