Yashojeet Bhattacharya
Senior Vice President-ll, Head Product - Commercial Cards, Debit & Prepaid Cards , Fastag, Credit line on UPI & TPP X-Sell for Payments Business in HDFC Bank
- Role
- Head Products-commercial Cards,debit & Prepaid Cards,fastag,credit Line on Upi for Payments Business at HDFC Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Yashojeet Bhattacharya
MIT Technology Leadership Program, Sept 2023 -April 2024MBA- T.A.Pai Management Institute (TAPMI), Manipal with 23 years experienceCurrent Organization & designation:Senior Vice President,HDFC Bank, Aug 2008-Till DateCurrent Position : Head Product & Portfolio -Commercial Cards, Debit & Prepaid Cards,FASTag, Credit Line on UPI & TPP X-Sell for Payment Business, July 2025 till dateEarlier Positions : HEAD Product - Co Branded Credit Cards, Alliance, Digital Acquisition, Digital Transformation, Loan on Cards for Payment business. May 2023 - July 2025HEAD Product & Portfolio - Co Branded Credit Cards, Alliance, Digital Acquisition, Digital Transformation for Payment business. June 2021 - April 2023HEAD Product & Portfolio : Business & Commercial Payment Solution- Corporate & SME, August 2019 - June 2021HEAD Product & Portfolio : Mobility ( Mobile Payment App & Wallet- PAYZAPP ) & Marketplace ( SMARTBUY ) August 2017 - July 2019HEAD Product & Portfolio : Debit, Prepaid INR Cards & Forex Cards. April 2012 - August 2017.VERTICAL HEAD,Product Management & FY Portfolio, Credit Cards. August 2008- April 2012Previous company & designation:CitiFinancial Consumer Finance India Ltd, Oct 2004- Aug 2008Regional Manager, Kolkata & Upcountry LocationsPrevious company & designation:Tasty Bite Eatables Limited (Preferred Brands International USA) April 2002-Sept 2004Area Sales Manager, South India.Functional exposure: HDFC Bank : Payment Business, Product & Portfolio Management, E commerce, Digital Wallet, Platform Ecosystem, Digital Transformation, Marketing & P&L management.CitiFinancial : Sales & People & Branch P&L Management- Was leading a team of 40 On- roll & over 200 off-roll employees as Regional Manager for Personal Loans in CitiFinancial, Kolkata. Tasty Bite ( Preferred Brand International): FMCG Sales, Distribution, Channel & Key Account Management.EDUCATIONAL QUALIFICATIONSMIT Technology Leadership Program, Sept 2023 -April – 2002-T.A.Pai Management Institute (TAPMI),Manipal. Post Graduate Diploma in Management ( PGDBM) Major in Sales & MarketingB.N. College, Patna - Bachelor of Arts ( Economics Hons with Mathematics)Specialties: Product & Portfolio Management, Marketing, Profit & Loss ManagementDigital Transformation, Sales Channel & People Management
Experience
Head Products-commercial Cards,debit & Prepaid Cards,fastag,credit Line on Upi for Payments Business
Jul 2025 — Present · Mumbai, IN
Education
Patna University
Bachelor of Arts, Economics
1996 — 1999
T A Pai Management Institute, Manipal
MBA, Sales & Marketing
2000 — 2002
MIT Professional Education
Technology Leadership Program, Technology & Leadership
Skills
- Strategy
- Business Strategy
- People Management
- Banking
- Team Management
- Leadership
- Sales Management
- Sales & Distribution
- Marketing
- Product Management
- Cross Selling
- Crm
- Channel Partners
- Channel Management
- Credit Cards
- Business Development
- Portfolio Management
- Competitive Analysis
- Relationship Management
- Loans
- Management
- New Business Development
- Sales
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