Yash Sethi

Credit Risk Analyst @Capri Global Capital Ltd.

Mumbai, IN

Credit Monitoring – Real Estate (Construction Finance)Handled IC data across multiple real estate projects, ensuring accuracy and completeness for internal credit assessments.Handling LAP cases through underwriting, Business plan, monthly interest sheet report. Allocated and tracked various post-disbursement approvals essential for project construction and compliance.Maintained detailed MIS for sales and cash flows, ensuring timely updates and actionable insights.Conducted site visits across metro city project locations to assess construction progress and on-ground operations.Monitored construction milestones, sales, and collections, ensuring alignment with approved project timelines.Managed loan disbursements and monitored DSRA (Debt Service Reserve Account) compliance.Summarized and analyzed financial statements to support credit risk assessments.Performed collection-based sweep analysis using project inflows and due dates.Carried out in-depth cash flow analysis to assess project viability and funding needs.Ensured strict RERA compliance monitoring throughout the construction lifecycle.Prepared IC (Investment Committee) reports for project review and credit decisions.Supported risk rating assessments for projects and developers.Conducted ABC classification of projects based on performance and risk parameters.Handled issuance of No Objection Certificates (NOC) for mortgaged units.Managed fund transfers across Master Account, RERA Account, and Escrow, ensuring regulatory and lender requirements were met.