Xipan Xiao

Software Engineer at Earnin

Role: Software Engineer at EarnIn
Location: Irvine, CA, US
LinkedIn followers: 500 followers

Information TechnologyView LinkedIn profile

Experience

Software Engineer
EarnIn
Oct 2021 — Present
As an IC I designed/developed distributed software systems solely or collaboratively:1. A new debt collection system;2. A whole risk control system that estimates max values a user can borrow;3. An event scheduling system;4. An automatic refunding service for overdrafts caused by Earnin.Keywords: Risk management, Kotlin, C#, Python, microservice, AWS, Kafka, money movement, Databricks.

Education

Tsinghua University
Master, Computer Science
2000 — 2003
Tsinghua University
Bachelor, Computer Science
1996 — 2000
The University of Texas Rio Grande Valley
Master's degree, Mathematics

Skills

Web Applications
Computer Science
Windows
Eclipse
Javascript
Agile Methodologies
C++
Algorithms
Junit
Software Development
Linux
C
Java
Software Design
Software Engineering

Contact information

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Work email
x••••••••@earnin.com
Personal email
•••••@•••••.com
Direct dial
+19•••••••48

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Current company

EarnIn

Financial Services · 601 employees · Founded 2012 · Mountain View, California, United States

EarnIn lets you access your money as you earn it — not days or weeks later. We’re reimagining the way money moves to make financial momentum accessible to everyone. That starts with payday every day and builds with tools like credit monitoring, automated savings accounts, and low-balance protection. All with no interest, no credit checks, and no mandatory fees. So our customers have as many options as possible to save and spend on their terms. EarnIn’s pioneering Earned Wage Access app is backed by world-class partners like A16Z, Matrix Partners, and DST. Since our founding in 2013, 3.8 million customers have given it over 380,000 5-star reviews for helping them access over $15 billion in earnings. That means: - 49% can now cover an unexpected expense of $400 since using EarnIn - 73% can budget more effectively with EarnIn - 66% have been able to pay bills on time with EarnIn’s help We’re proud of that impact. Because no one should feel stuck — held back from their ambitions, their life — simply because they can’t access the money they’ve already earned. That’s why EarnIn is here, to help people move forward with the lives they want today and the goals they have for tomorrow. Join us. EarnIn is a financial technology company, not a bank. The Deposit Account, Secured Account, and EarnIn Card are issued by Evolve Bank & Trust, Member FDIC. The EarnIn Card is issued pursuant to a license from Visa USA Inc.

earnin.com

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Experience

Software Engineer

Education

Tsinghua University

Tsinghua University

The University of Texas Rio Grande Valley

Skills

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