Ximena Medal

WORK HISTORY

EDUCATION

ABOUT XIMENA MEDAL

I am a reinsurance professional with experience in structuring and supporting complex risk transfer solutions across Latin American and international markets.My work focuses on the intersection of fronting structures, reinsurance programs, and alternative risk transfer mechanisms, supporting the development of innovative protection models for insurers, captives, and emerging risk platforms.Throughout my career I have worked with multidisciplinary teams across underwriting, actuarial, legal, and regulatory environments to develop solutions that balance technical rigor, market efficiency and sustainable risk sharing.I am particularly interested in how technology, community-based models and alternative structures are reshaping the future of risk transfer.Areas of focus include:• Reinsurance program structuring• Fronting and delegated authority structures• Alternative risk transfer solutions• Cross-border insurance and reinsurance markets• Emerging protection ecosystemsI enjoy collaborating with partners across the insurance and reinsurance ecosystem to design solutions that expand access to protection while maintaining sound risk management principles.