Bill W. Wood

About Bill W. Wood

CREDIT ANALYSIS / PORTFOLIO MANAGEMENT / COMMERCIAL LENDING / SBA LENDINGLoan Specialist, SBAACCOUNTING / BOOKKEEPING / TAXES / QUICKBOOKSOwner, Blue Orca Financial or 32••••••58I currently own and operate a financial services company. Prior to that, I was a banker, business owner and ran my own similar practice in the Tampa market affiliated with American Express and did extensive work in many facets of the financial industry. I find that wherever I have worked, I bring three key strengths:self motivation, a positive attitude and a desire to continually improve my performance and serve my clients with excellence. At this time, my future plans are to continue to grow a successful business and make significant contributions to the businesses and individuals I partner with.Specialties: Credit Analysis Portfolio Management Commercial Lending Accounting / Bookkeeping Advanced Certified Quickbooks Pro Advisor Tax Preparation Business / Commercial Funding including SBA Loans Financial Statement & Tax Return Analysis Investment Management Sales Relationship Building Marketing Business Development Risk Protection NACPB Certified Bookkeeper

Experience

1. Senior Credit Analyst

   First Horizon Bank

   Sep 2022 — Present · Melbourne, FL, US

   Performs more complex underwriting/analyzing commercial loans and assisting Portfolio Managers and Relationship Managers in managing customers’ relationships. Includes: financial statement and tax return spreading into Bank software or templates, creating and updating loan requests in the Bank’s loan production software, financial credit analysis, underwriting support, covenant monitoring, and industry research for commercial lending prospects/clients

Education

• State University of New York at Oswego

  BA, Economics & Accounting

  1987 — 1989