William Bill Carter

About William Bill Carter

Senior financial manager with 20 years of expertise in credit card portfolio management -…

Experience

1. Vice President, Head of Retail Credit Review

   高盛

   Aug 2019 — Present

   Portfolio Credit Risk Management - covering the firm’s exposure across diversified products and partnerships. Product coverage includes credit cards, installment loans, securitized loans, private wealth mortgages, buy-now-pay-later (BNPL), and purchased portfolios. Partnerships include Apple, Amazon, Walmart, General Motors, and JetBlue. Lead a team of credit review analytical specialists responsible for auditing the firm’s Consumer portfolios. Accountable for CECL, the unit’s annual planning cycle, quarterly reporting, and Regulatory interactions. • Senior Management Risk Reporting - provided independent, risk based credit assessment to the firm’s senior management team and the firm’s Risk Committee of the Board of Directors • Provided depth and detail associated with the identification, measurement, management, and reporting of credit risk

Education

• Virginia Commonwealth University

  One year of graduate studies in Business Administration

• Virginia Commonwealth University

  BS Finance

Skills

• Underwriting
• Business Analysis
• Predictive Analytics
• Process Management
• Team Leadership
• Financial Risk
• Data Analysis
• Credit Analysis
• Credit
• Credit Risk
• Banking
• Portfolio Management
• Financial Services
• Risk Management
• Analytics
• Process Improvement
• Credit Cards
• Strategic Planning
• Management