Werner Hospinal

About Werner Hospinal

Experienced Regional Audit Manager and AML Compliance Executive with successful track record solving more than 95% of findings and issues identified by FDIC and US regulators for financial institutions in the banking industry. Skilled in Internal Audit, Risk Management, International Banking, Strategic Planning, AML Transactional Monitoring, International Correspondent Banking, and Enterprise Wide AML Risk Assessment. Expertise leading multiple AML compliance projects such as KYC, EDD, OFAC, Sanctions, CDD to mitigate risks to comply with consent orders issued by the US Federal Reserve Bank; and presentation of corrective action plans to Senior Management, Board of Directors and Steering Committees. Fluent in English and Spanish with expertise in analysis and interpretation of international AML laws and regulations in multiple countries in both languages. Regional Internal Auditor leading annual reviews to financial institutions in Mexico, Argentina, Peru, Colombia, Ecuador, Venezuela, Guatemala, Jamaica, Aruba, Panama, and USA presenting audit final reports with corrective action plans to Country Compliance Officers in LATAM stakeholders, Audit Committee, Senior Management and Board of Directors. Lead Correspondent Banking relationships in LATAM and Mexico Region.

Experience

1. VP Internal Audit Manager & Chief Bsa Aml Compliance Director

   Plus International Bank

   Oct 2019 — Present · Miami, TX, US

   Successful track record solving more than 95% of the findings and issues identified by US FDIC regulators and external auditors during the first year of federal bank examinations. • Coordinated successful internal/external examination responses to US federal examiners, maintaining relationships with external and internal examiners and auditors, • Report to the Board of Directors all internal and external audits’ examinations conducted by US regulators such as: FDIC, Federal Reserve Bank, FINCEN and OCC. • Establishing and developing effective relationships within senior management, Board of Directors, external auditors, front line and second line of defense, to obtain information / documentation to respond to regulatory requests proactively. • Designed and implemented compliance policies and procedures to comply with domestic and international AML laws and regulations in US and Latin American countries. • Coordinating interactions with regulators, internal audit and other key stakeholders to adequately fulfill any requirements as it relates to supervisory correspondence handling, RET management and regulatory issue reporting and continually enhancing the framework to identify, assess, control, and monitor regulatory interactions. • Support the Operational Risk Program, including risk assessments, compliance testing, monitoring, documentation of risk events, remediation plans and tracking against all Compliance goals. • Support all aspects of the execution, implementation and ongoing maintenance of all areas of Compliance and Risk disciplines. • Provide oversight of the Regulatory Risk Assessments Unit Compliance Officers and suite of tools used to measure Regulatory Compliance, Financial Compliance, UDAAP, GLBA, BSA/AML, TCPA, and Fair Lending risk. • Maintained a proficient knowledge of banking laws and regulations and their impact on the Bank’s products, operations, and services, in particular, consumer protection laws and regulations.

Education

• Florida International University

  Paralegal Studies

  2010 — 2010

• University of South Florida

  Project Management

  2014 — 2014

• Universidad de Lima

  Bachelor's degree, Marketing & Advertising

  1983 — 1988