Wayne Brock

About Wayne Brock

I’m excited to be back in the home and investment property market, helping buyers and investors navigate financing with confidence. My career in the mortgage industry began in 2003 after exiting the manufactured housing business, giving me a well-rounded understanding of both housing and lending from the ground up.I work with first-time homebuyers, repeat buyers, and real estate investors, and I take pride in helping people who may need guidance with credit improvement so they can qualify for a home purchase. I also have a strong working knowledge of DSCR (Debt Service Coverage Ratio) loans, making me a valuable resource for investors looking to finance rental and investment properties based on cash flow rather than traditional income documentation.I’m currently a Mortgage Loan Specialist with Novus Home Mortgage, a division of Ixonia Bank (NMLS 423065). As a nationwide bank that handles its own underwriting and funding, we’re able to offer competitive rates and work through income or credit challenges that often stop other lenders. This flexibility helps create a smoother experience for buyers and stronger results for sellers and Realtors alike.What truly sets me apart is my commitment to education. I care deeply about helping the average homebuyer understand the mortgage process, breaking things down in clear, simple terms so there are no surprises along the way. My goal is to make financing feel less stressful, more transparent, and as straightforward as possible—whether you’re buying your first home or expanding your investment portfolio.If you’re thinking about buying a home, investing in real estate, or just want to better understand your options, I’d love to connect. Feel free to reach out and let’s start a conversation about how I can help you move forward with confidence.

Experience

1. Mortgage Loan Officer Nmls#2046051 (Lending in all 50 States)

   Novus Home Mortgage

   Dec 2025 — Present

   I’m excited to be back in the home and investment property market. My background in the mortgage industry began in 2003 after exiting the manufactured housing business, and I bring years of real-world experience to every client I work with. I’m well versed in first-time and repeat homebuyer loans, investment property financing, and helping clients repair credit so they can successfully purchase a home. I’ve teamed up with Novus Home Mortgage, a division of Ixonia Bank (NMLS 423065), a nationwide bank that handles its own underwriting and funding. This allows us to offer highly competitive rates and navigate challenging income or credit guidelines that stop many lenders—resulting in an easier process for buyers and better outcomes for sellers and their Realtors.

Education

• Chipola College

  Business Administration and Management, General

  1990 — 1992

Skills

• Banking
• Retail
• Credit
• Small Business
• Business Planning
• Finance
• Marketing Strategy
• Customer Service
• Sales Management
• New Business Development
• Negotiation
• Sales
• Management
• Team Building
• Strategic Planning
• Mortgage Lending
• Marketing