Vyshak Nair
Product Lead - Enterprise Conversational AI (Retail Assets) at IDFC FIRST Bank
- Role
- Functional Product Lead - Enterprise Conversational Ai (Retail Assets) at IDFC FIRST Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Vyshak Nair
I am currently Functional Lead in Enterprise Conversational AI for Retail Assets at IDFC FIRST Bank, driving AI-powered customer journeys to simplify loan origination, servicing and collections for millions of users.Previously, as a Senior Digital Product Manager, I led end-to-end digital retail lending products on the mobile app, scaling disbursals to ₹400 Cr/month. I spearheaded the launch of FIRSTMoney, a self-serve digital credit line contributing ₹300Cr/month and introduced India’s first Account Aggregator-enabled personal loan eligibility engine, delivering real-time offers using consent-based financial data and ML-driven risk scoring. Alongside this, I oversaw the lending section of the app, launching critical features including a comprehensive Loan Management Dashboard and integrations with Two-wheeler and New car loan Marketplaces along with first in industry Pre-owned car loan sanction journey for both Repurchase and Refinance.Passionate about technology-driven product strategy, customer-centric design, and digital innovation, I thrive on creating scalable, frictionless lending experiences that redefine how customers engage with financial services.Let’s connect to discuss how we can shape the future of banking!
Experience
Functional Product Lead - Enterprise Conversational Ai (Retail Assets)
Sep 2025 — Present · Mumbai, IN
Education
University of Mumbai
Bachelor of Engineering , Mechanical Engineering
Jamnalal Bajaj Institute of Management Studies (JBIMS)
Master of Business Administration - MBA
2019 — 2021
Seventh Day Adventist Higher Secondary School
ICSE
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