Vipul Lalka

Vice President, Head of Digital Servicing, Canadian Personal Banking @TD

Toronto, ON, CA
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Sep 2025 — Present

Vice President, Head of Digital Servicing, Canadian Personal Banking @TD

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Toronto, ON, CA

I lead the Digital Servicing Strategy & Execution for the Canadian Personal Bank, accountable for the full roadmap and delivery of a seamless omnichannel experience across digital, branch, and call centre channels.

EDUCATION

2007 — 2008

Ivey Business School at Western University

MBA, Business

1998 — 2000

Utah State University

Master of Science (M.S.), Electrical Engineering

1994 — 1998

Vivekanand Education Society's Institute Of Technology

Bachelor’s Degree, Electronics & Telecommunication

SKILLS

IT StrategyManagement ConsultingAnalyticsBusiness StrategyProcess SimulationConnected DevicesStrategyMobile PaymentsLeadershipBusiness Process ImprovementBankingDigital StrategyInternet of ThingsBusiness PlanningFinancial ServicesProject ManagementRetail BankingConsultingBusiness AnalysisProduct ManagementMobile DevicesFinancial ModelingManagementBusiness TransformationPaymentsCustomer ExperienceMarket EntryProject PlanningTelecommunicationsChange ManagementTeam LeadershipStrategic PlanningCross-Functional Team LeadershipBusiness IdeasMobile Technology

ABOUT VIPUL LALKA

I am a senior business and technology executive with a proven track record of leading digital and AI-driven transformation across Financial Services, Telecommunications, and Retail. My expertise spans digital strategy, artificial intelligence, product management, payments modernization, and customer experience—with a focus on building high-performing teams and delivering measurable enterprise value.I bring a unique blend of business strategy, technology depth, and consulting experience that allows me to drive end-to-end transformation—from vision to execution. I am known as a thought leader in AI and digital innovation, with published work and frequent industry speaking engagements on the future of customer experience, digital banking, and emerging technologies. Current Role – Lead the Digital Servicing Strategy & Execution for the Canadian Personal Bank, accountable for the full roadmap and delivery of a seamless omnichannel experience across digital, branch, and call centre channels. AI & Digital Strategy Leadership – Defined and executed the AI and digital strategies for the Canadian Personal Bank, embedding AI into customer experiences and operations. Spearheaded TD’s enterprise-wide digital strategy, creating a consolidated vision, aligning business-unit roadmaps, and benchmarking maturity across the bank. Past Leadership Highlights • Enterprise Payments: Directed Canadian Enterprise Payments innovation and execution, including Payments Modernization (Real-Time Rail) and TD Global Transfers (International Remittances). • Mobile Platforms: As AVP, Head of North American Mobile Platforms, owned strategy and roadmap for TD’s mobile ecosystem—smartphone, tablet, wearables, and emerging platforms (connected cars, IoT, smart devices). • Consulting & Strategy: At Monitor Deloitte, advised top-tier clients on AI-enabled business transformation, market entry, operating models, and enterprise cost reduction.My early career in technology at Avaya provided a strong foundation in software engineering and technology management, which I continue to leverage as I bridge business vision with technical execution.Specialties: Digital Transformation | Artificial Intelligence (AI)| Customer Experience | Payments | Emerging Technologies | Strategy & Execution | Business Transformation | Omnichannel | Product Leadership

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Vipul Lalka — Vice President, Head of Digital Servicing, Canadian Personal Banking at TD in Toronto, ON, CA | Unifers