Vijay Narasimhan

About Vijay Narasimhan

I am currently the Global Head of Strategy, Innovation, and Payments at PayPal, with over 20 years of experience in the Fintech and banking sectors. My mission is to empower individuals and businesses with innovative and accessible financial solutions that enhance their lives and livelihoods. As the leader of a cross-functional team of data scientists, program managers, product managers, and platform engineers, I manage the Global Credit Risk Strategy and Innovation for PayPal\'s $25 billion Buy Now Pay Later (BNPL) business. I leverage AI and bureau-based risk strategies to optimize loan approval rates, manage a $200 million risk budget, and launch BNPL products in multiple countries. I also serve as the India site lead for BNPL Credit Risk, overseeing operations in Chennai, Bangalore, and London. Previously, I was a Lead/Group Product Manager at PayPal, where I spearheaded the UKFPS, SEPA and UK direct debits and credit transfers like BACS, CHAPS, UKDD, Global Open Banking and EMEA Transaction Expense Savings programs. I built a new Open Banking platform that enabled instant onboarding and payment experiences for PayPal customers in Germany, UK, and the US. I also implemented TE savings initiatives that reduced transaction costs and enhanced customer value which resulted in enabling more business for PayPal. Before joining PayPal, I worked in the banking sector for six years, where I gained valuable operational and IT experience with renowned institutions like Goldman Sachs and Standard Chartered Bank. I have a B.E. degree in Electronics and Instrumentation from the University of Madras and a passion for cricket.

Experience

1. Director of Payments

   Tide

   Jun 2024 — Present · IN

Education

• University of Madras

  B.E, Electronics and Instrumentation

  1998 — 2002