Vivek Raveendran

About Vivek Raveendran

Product leader with 8+ years of product management experience building and scaling fintech and BFSI platforms across digital lending, insurance, credit decisioning, and workflow automation in a career spanning more than a decade.Currently a Senior Product Manager, owning product vision and end-to-end execution — translating complex business and regulatory requirements into scalable, data-driven products. I work closely with engineering, data, and business teams to deliver outcomes across adoption, efficiency, and revenue.I bring a strong edge in regulated financial systems, shaped by earlier experience in banking and insurance, which helps me design pragmatic products that actually work in the real world.Key strengths- End-to-end product ownership & roadmap execution- Digital lending, credit & insurance platforms- Data-led decision systems & automation- Cross-functional leadership in fast-moving environmentsI’m especially interested in roles and conversations around:Fintech & BFSI platforms | Digital lending & credit | Product strategy | Enterprise & B2B products | Data-led decision systemsAlways happy to exchange ideas, learn from others, and collaborate on building products that matter.

Experience

1. Senior Manager - Product (Fintech)

   IndiaMART InterMESH Limited

   Nov 2024 — Present · Noida, IN

   Building Indiamart\'s fintech spinoff IIL Digital Pvt Ltd, focused on launching financial services (credit, insurance, investments) for SMEs.• Defined product vision and roadmap for digital lending products, focusing on seamless business loan discovery, eligibility automation, and instant multi-lender applications. • Launched a credit score module integrating third-party bureau data for user activation, engagement and repeat usage, creating the foundation for predictive risk models and AI-based lending decisions. • Designed and implemented an automated CRM workflow, streamlining lead scoring, lender coordination, and workflow management to reduce TAT and improve operational efficiency. • Established value realisation metrics by leveraging analytics and customer feedback to optimise loan servicing workflows, improving feature adoption and customer experience while setting up pipelines for future ML-driven personalisation. • Partnered with Indiamart’s internal teams to align fintech offerings with strategic business goals, collaborating across tech, legal, and operations. • Partnered with data scientists and engineers to identify automation opportunities across the lending lifecycle, implementing data pipelines that improved decision speed and model readiness.

Education

• University of Kerala

  Bachelor of Technology (B.Tech.), Computer Science

  2004 — 2008

• Indian Institute of Management, Calcutta

  MBAEx, Business Administration and Management, General

  2021 — 2022

• FORE School of Management

  Master of Business Administration (MBA), Marketing/Marketing Management, General

  2008 — 2010

Skills

• Strategy
• Competitive Analysis
• Marketing
• Marketing Management
• Business Analysis
• Relationship Management
• Business Development
• Business Planning
• Teamwork
• Team Management
• Market Research
• Product Management