Vivek Nair

About Vivek Nair

As a seasoned Risk Management and Operations executive, I have a demonstrated history of establishing and managing large, multicultural, and diverse teams. Currently, I oversee Citi’s Internal Audit assurance strategy, which encompasses the formulation of an audit plan, and I am responsible for directing assurance activities across both Enterprise Program and Change Management disciplines at Citi. I have a proven track record of building and leading organizations with varied regulatory jurisdictions. I excel at managing large-scale, complex, and geographically dispersed operations, with a strong emphasis on diverse talent development and proactive operational and credit risk management. With 20 years of extensive experience in consumer banking and wealth management products spanning multiple geographies in Asia,(including India and ASEAN), Middle-East and the United States, I possess a profound understanding of diverse markets and exemplary operational practices. Key Achievements: • Demonstrated exceptional adaptability and leadership by successfully living and working across four countries, adjusting to diverse cultures, business environments, and regulatory frameworks. • Consistent track record of being selected for accelerated leadership programs and cross-border and cross-functional career mobility opportunities at Citi. • Provided risk management oversight to one of Citi’s largest divestitures in international market through various M&A activities. • Delivered digital transformation by streamlining and digitizing business processes, product delivery, customer/prospect/employee interfaces, transforming distribution from physical to phygital, and managing cultural change. • Led the transformation of product risk governance process, involving implementation of new policy, framework, system and training, while achieving compliance with the OCC, FRB, and PRA regulatory standards. • Transformed business by streamlining organization structures, realignment of distribution network towards target customer segment, elimination of non-strategic products and services and exiting non-core businesses / geographies.

Experience

1. Internal Audit Director

   Citi

   May 2024 — Present · NY, US

   U.S. Personal Banking Product Governance team supports key components within the Enterprise Risk Management Framework – including New Activities Approval, Product Inventory, Product Risk Rating and Periodic Risk Monitoring.

Education

• Ohio University

  MBA

  2003 — 2005