Vivek Tripathi
Chief Credit Officer | AU Small Finance Bank | Ex-Head of Commercial Banking | IIM LucknowMumbai, Maharashtra India
- Role
- Chief Credit Officer at AU SMALL FINANCE BANK
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Vivek Tripathi
Dynamic and results-driven banking leader with over 20 years of experience across credit, commercial banking, structured finance, and transaction banking. Recently elevated as the Chief Credit Officer at AU Small Finance Bank, I currently lead the Credit and Policy function, overseeing Collections and Legal Recovery across the institution.Previously, I spearheaded AU Bank’s Commercial Banking division, scaling up Business Banking, Agri SME Lending, Real Estate Project Financing, Emerging Enterprises & Financial Institutions Lending, and Transaction Banking.
Experience
Chief Credit Officer
May 2025 — Present · Mumbai, IN
Leading the Credit and Policy function across all lending segments• Overseeing the Collections and Legal Recovery functions• Driving a credit-risk culture across retail and commercial banking verticals• Strengthening credit governance, underwriting standards, and portfolio quality
Education
Indian Institute of Management, Lucknow
PGDM, Finance & Strategy
2010 — 2011
University of Mumbai
M. Tech.
1999 — 2001
Veermata Jijabai Technological Institute (VJTI)
M. Tech., Textile Technology
1999 — 2001
ESCP Business School
International Module, Essentials of EU Economy, Cross Cultural Management,Liberating Leadership, Purchasing for Executive
2010 — 2010
Devi Ahilya Vishwavidyalaya
B. E., Engineering -Textile Technology
1995 — 1999
Skills
- Corporate Finance
- Construction Finance
- Investments
- Banking
- Team Management
- Strategy
- Structured Finance
- Mortgage Lending
- Mergers & Acquisitions
- Credit Risk
- Loans
- Business Development
- Risk Assessment
- Business Relationship Management
- Trade Finance
- Retail Banking
- Credit
- Valuation
- Commercial Banking
- Relationship Management
- Derivatives
- Financial Analysis
- Corporate Real Estate
- Credit Analysis
- Cross Selling
- Financial Services
- Auditing
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