Vivek Kumar

Experience

1. Finance and Credit Intern

   F2 Fintech

   Apr 2025 — Present

   As a Finance and Credit Intern at F2 Fintech, a leading digital loan aggregator platform, I gained hands-on experience in financial analysis, credit evaluation, and customer onboarding in the fintech lending ecosystem. I worked directly with cross-functional teams to streamline lending operations and enhance borrower experiences: • Assisted in analyzing creditworthiness of first-time borrowers using both traditional and alternative data sources. • Helped in preparing and validating loan documentation and financial statements for personal, business, and MSME loan applications. • Worked on CRM systems to track lead conversions and ensure smooth customer journeys from loan inquiry to disbursement. • Supported risk assessment procedures and policy adherence across NBFC and bank partners. • Coordinated with loan officers and lending partners for timely approvals and issue resolution. & : Reduced average application processing time by 20% by identifying documentation bottlenecks. Contributed to a 15% increase in qualified lead conversions through improved pre-screening checks. Received positive feedback from the credit underwriting team for my proactive data management and reporting approach:\"Credit Behavior Dashboard for First-Time Borrowers\"Developed a dashboard using Excel and Google Sheets to visualize the credit patterns, approval rates, and loan turnaround time for first-time borrowers. This helped management identify gaps in the credit funnel and improve customer targeting strategies.