Vishnu
Credit Officer @City Union Bank Ltd
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WORK HISTORY
Credit Officer @City Union Bank Ltd
Kumbakonam, IN
Assessing the creditworthiness of borrowers by analyzing financial statements, cash flows, and business performance.Preparing detailed credit appraisal notes for loan proposals and presenting insights for sanction decisions.Supporting high-value loan processing by ensuring compliance with internal policies and risk assessment frameworks.
EDUCATION
Thiagarajar School of Management
PGDM, Business Administration and Management, General
JAIN VIDYALAYA
Accountancy | Commerce
THE AMERICAN COLLEGE
Bachelor of Commerce - BCom (Professional Accounting), Accounting
ABOUT VISHNU
I am a PGDM (Finance & Analytics) graduate currently working at City Union Bank, with hands-on experience in credit analysis and banking operations. I am part of the Large Credit Processing Team at the Head Office, where I focus on evaluating the creditworthiness of borrowers through detailed financial statement analysis and ratio assessment.In my current role, I prepare credit appraisal notes for high-value loan proposals, supporting informed decision-making by assessing business performance, financial health, and risk factors.During my academic journey, I developed a strong foundation in finance and analytics, with exposure to data analysis tools to. I am particularly interested in applying analytical thinking to financial data to derive meaningful insights.I am looking to build my career in financial analytics or investment banking, where I can leverage my skills in financial analysis, data interpretation, and credit evaluation to contribute to data-driven financial decisions.
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