Vishal Saraswat
Acquisition Credit Risk, Commercial Lending at ANZ Bank
- Role
- Credit Risk Manager at ANZ
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
Experience
Credit Risk Manager
Sep 2024 — Present · Bengaluru, IN
Managing credit risk for small to medium enterprise (SME) commercial lending up-to $1.5m in Australia, I have led impactful initiatives and provided line 2 oversight across SME Acquisition Risk - Alignment of Policy Requirements across different retail portfolio, ensuring consistent decision outcome for customers and operational efficiency. Credit policy initiatives from discovery to delivery, key emphasis on regulatory changes Repayment Capacity Assessment, ensuring that the system and policy remain compliant with regulatory expectations. Producing reports to provide insights to Risk committees and forums and conducting post-implementation reviews on changes previously delivered. Worked closely with technology and credit operation teams on initiatives relating to data migration and policy exceptions.
Skills
- Microsoft Word
- Java
- Microsoft Office
- Microsoft Excel
- Powerpoint
- Project Management
- Java Enterprise Edition
- Leadership
- Strategic Planning
- Customer Service
- Research
- Management
- Java Database Connectivity (Jdbc)
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