Vishal Haria

About Vishal Haria

Financial Services Risk Management Executive with career history of leading and managing Model Development, Validation, Enterprise Stress Testing, Portfolio Analytics, Portfolio Management and Risk Policy initiatives. Proven experience in relationship building and negotiations with key internal and external decision makers. Expertise in the ownership and use of systems and processes to quantify, aggregate, report, manage and forecast credit portfolio risk to facilitate strategic and capital planning decisions. Expertise in end-to-end CCAR/DFAST projects while managing global teams. Strong project management skills to manage multiple projects with expertise to combine quantitative approaches with qualitative decision making. Experienced with board as well as regulatory interaction with an eye towards emerging regulatory requirements and expectations.Areas of Expertise:• Capital Planning and Review (CapPR) and Stress Testing (CCAR)• Consumer and Wholesale Model Development and Validation• Data Science Initiatives• Credit Portfolio Management• Credit and Fraud Loss Forecasting• Management of Economic Capital Estimation and Allocation• PPNR Modeling• AOCI/OTTI Framework and Modeling• Risk Data Governance, Aggregation and Reporting

Experience

1. Executive Vice President, Head of Credit Model Development

   M&T Bank

   Sep 2022 — Present · Bridgeport, CT, US

   Dynamic Executive Leader with a deep expertise in leading quantitative teams and model development initiatives focused on managing the lifecycle of key financial models, including CCAR, ACL, Underwriting, Behavioral, and Collections, across Commercial and Consumer banking portfolios. Drive model innovation, maintain regulatory standards, and enhance risk management processes. Leverage data-driven insights to achieve strategic business goals and improve financial outcomes.

Education

• Maharashtra Institute of Technology

  BE, Electronics & Telecommunication

  1991 — 1995

• Weatherhead School of Management at Case Western Reserve University

  MSM, Operations Research and Finance

  2002 — 2003

• Case Western Reserve University

  M.S., Electrical Engineering

  1996 — 1999

Skills

• Icaap
• Credit Risk
• Financial Risk
• Enterprise Risk Management
• Basel Iii
• Predictive Analytics
• Financial Modeling
• Market Risk
• Regulatory Capital
• Risk Analytics
• Economic Capital
• Stress Testing
• Operational Risk
• Basel Ii
• Portfolio Management
• Banking
• Risk Management