Vishal V.
Senior Credit Risk Consultant @Hitachi
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WORK HISTORY
Senior Credit Risk Consultant @Hitachi
Bangalore Urban, IN
EDUCATION
Christ University, Bangalore
Bachelor’s Degree
IFIM BUSINESS SCHOOL
Master’s Degree
D.B.M.S ENGLISH SCHOOL
High School
ABOUT VISHAL V.
I have dealt with understanding business model of the companies, taking the key insights from the annual report, build financial models from credit perspective, analyse financial statements,debt schedule, reading various credit research reports, performing industry analysis, tracking quarterly results and key events pertaining to the company. Finally prepare a detailed research report.I worked as a credit rating analyst at CARE Ratings. My work involves understanding the business model of the company, interpret their financial and business risk. Develop expertise in various sectors and finally study the financials of the company accompanied with management meet with CEO\'s, directors to assess the credit risk associated.I worked as a financial modelling analyst at S&P Capital IQ. I dealt with building models from the scratch as well as conversion of model depending on the client requirement. My work primarily involves building models using DCF, Relative Valuation.I have a great insight on understanding fundamentals of the business and analyzing financial statements and do the necessary interpretation using ratios.
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