Vishal Khanna
Credit Underwriting & Portfolio Management Leader ٠ Visionary & Strategist ٠ Key Decision-maker ٠ Business Expansion & Revenue Growth ٠ Technology & Innovation Advancement ٠ People Leader & Mentor
- Role
- Executive Vice President at HDFC Bank
- Location
- Gurugram, HR, IN
- LinkedIn followers
- 500 followers
About Vishal Khanna
Seasoned Banking Leader with an unwavering dedication spanning over 2 decades in Credit Underwriting and Portfolio Management, I have consistently demonstrated a forward-thinking approach that drives excellence within the SME/Mid-market domain. My consistent track record speaks volumes about my commitment to delivering results and exceeding benchmarks.Strategic Mastery in Credit Optimization: I take great pride in leading strategic endeavors aimed at optimizing credit processes, mitigating risk, and enhancing portfolio performance. One of my inherent strengths lies in crafting and implementing credit strategies tailored to the unique dynamics of diverse regions and locations with expertise in devising and executing credit policies that not only adhere to regulatory standards while maximizing growth opportunities.Key Contributions to Sanctioning/Approving Committee: Within the Sanctioning/Approving Committee, I played a pivotal role in refining pre and post-credit assessment processes. By optimizing proposal approval and sanction/disbursement procedures, I ensured timely customer service delivery, consistently meeting turnaround time commitments.Organizational Expansion and Profit Maximization: Throughout my tenure, I have been at the forefront of driving organizational growth and profitability through innovative risk management strategies and portfolio diversification. By directing my focus toward SME lending functions, I\'ve adeptly navigated through challenges, transforming them into avenues for unparalleled growth. SPECIALITIES: Credit Underwriting and Analysis | Strategic Planning and Leadership | Portfolio Management | Risk Assessment & Mitigation | SMBEs & Quasi Corporates | Team Building and Leadership | Account & Relationship Management | Credit Policy Development | Continuous Process Improvement | Regulatory Compliance | Key Stakeholder Engagements | Tactical Asset Allocation
Experience
Executive Vice President
Jun 2022 — Present · Gurgaon, IN
Furthermore, with my expertise in monitoring lending portfolio performance, identifying trends, and proactively addressing potential concerns, I consistently optimize portfolio quality and profitability. My keen focus on analyzing credit quality, controlling delinquencies, and mitigating fraud has led to sustained branch profitability and organizational success.
Education
Indian Institute of Management Ahmedabad (IIM Ahmedabad)
Senior Leadership Program certification, Management and Leadership
2016 — 2016
Delhi University
ECONOMIC HONOURS, ECONOMICS
1990 — 1993
MOUNT SAINT MARY'S
ISC, COMMERCE With MATHEMATICS.Scored 92% marks in Economics in ISCwith national ranking.ICSE , class Xth
1978 — 1990
Institute of Business Management (IBM) | Kanpur University (CSSJM)
MBA, FINANCE
1994 — 1996
Skills
- Banking
- Risk Management
- Business Relationship Management
- Trade Finance
- Management
- Derivatives
- Mortgage Lending
- Retail Banking
- Underwriting
- Relationship Management
- Credit
- Financial Modeling
- Financial Services
- Financial Risk
- Core Banking
- Finance
- Commercial Banking
- Credit Risk
- Loans
- Operational Risk
- Credit Analysis
Find verified contacts for anyone on LinkedIn
Unifers gives sales teams verified emails and direct dials, enriched profiles, and outreach that lands in the inbox.
Free plan included · No credit card required
This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.