Virginia Cosenza
SVP @HSBC
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WORK HISTORY
SVP @HSBC
NY, US
EDUCATION
New York University
MBA | Master of Business Administration
Rutgers University
BA | Bachelor of Arts
ABOUT VIRGINIA COSENZA
Comprehensive banking experience spanning all aspects of the lending business, including entire loan portfolio management process from cost / benefit analysis, through credit analysis, legal and compliance review, to loan execution and funding. Assess client profitability and creditworthiness for strategic lending decisions. Transparent communicator, effectively interfacing with all levels of cross-functional teams and senior stakeholders, ensuring compliance with regulatory and corporate policies while maintaining portfolio credit quality and adequate returns on capital. Strategic problem solver reaching solutions that benefit business and protect the interests of the bank. Detail minded and thorough; diligent in follow through / resolving issues and removing obstacles. Bi-lingual – Fluent in German. AREAS OF EXPERTISE Loan Portfolio Management | Credit Analysis | Cross-functional Collaboration | Executive-level Partnerships Loan Profitability / Return on Capital Metrics | Evaluation of Client Relationships
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