Vipul R.
Consultant @Capco
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WORK HISTORY
Consultant @Capco
Edinburgh, GB
Throughout my time within Capco, I have worked for big clients such as HSBC, Royal London, Aviva, Evelyn Partners & Morgan Stanley. I’ve led multi-disciplinary teams to design and implement product solutions with measurable customer and business outcomes. Currently working with Morgan Stanley within their International Transaction Operation.Brief highlights: at Capco, I played a key role in shaping the digital investment journey for Royal London, aligning product development with evolving FCA regulations and customer insights. I also supported HSBC in defining strategic investment cases, prioritising roadmap initiatives, and improving digital experiences using agile and SAFe principles. These projects involved managing cross-location teams and stakeholders from C-level to engineering—skills directly aligned with the leadership and collaborative ethos of this role.My experience includes managing backlogs, making evidence-based prioritisation decisions, and delivering end-to-end product strategies with clear customer impact. I have practical knowledge of the pensions, protection, and investments landscape and have helped organisations respond to regulatory change and customer expectations through digital innovation. My background in using analytics tools such as Power BI and Alteryx has enabled me to champion data-led decisions while continuously monitoring performance, value, and delivery risks.
EDUCATION
Savitribai Phule Pune University
Master of Business Administration (MBA), Marketing
University of Strathclyde
MSc in International Marketing, International Marketing
ABOUT VIPUL R.
As a Senior Consultant and Business Analyst with 7+ years of experience, I specialise in delivering digital transformation and product change across the pensions, wealth, insurance, Banking & Payments and financial services sectors. I work at the intersection of technology, customer experience, and regulation to help organisations modernise platforms, improve data integrity, and align with frameworks like Consumer Duty, FCA, TPR, and Solvency II.I\'ve led major initiatives including a three-year onboarding transformation strategy for a Tier 1 bank, a digital At-retirement platform redesign for Royal London, and the creation of a Tech Debt framework to enhance operational resilience for a mutual insurer. I’ve also supported platform migrations (e.g. BaNCS), digital pensions integrations (e.g. Pensions Dashboard), and pricing/MI improvements (e.g. Evelyn Partners).With deep knowledge of Defined Benefit (DB), Defined Contribution (DC), SIPP, and annuity products, I bring a domain-led approach to product delivery. I collaborate across product, technology, compliance, actuarial, and operations teams to define user stories, manage backlogs, support UAT, and deliver platform features that are scalable, compliant, and customer-focused.I’m passionate about bridging strategic intent and delivery, and I thrive in environments that value agility, user-centric design, and regulatory accountability. I’m currently open to senior Business Analyst or Product-aligned roles in pensions, digital wealth, or insurance transformation.
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