Vipin Dhingra
Branch Credit Manager - SMFG India Home Finance Company Ltd. Formely Fullerton India Home Finance Company Ltd.
- Role
- Branch Credit Manager at SMFG Grihashakti
- Location
- Panipat, HR, IN
- LinkedIn followers
- 500 followers
About Vipin Dhingra
I’m a Credit Manager with 5 years of experience in banking, specializing in credit risk assessment, loan underwriting, and financial analysis. I thrive on making data-driven credit decisions that balance risk and growth. Beyond banking, I have a keen interest in finance, investments, and content creation. I stay updated on business trends, leveraging insights to expand my financial expertise. I believe in continuous learning, networking, and self-improvement to stay ahead in the fast-evolving financial landscape. Let’s connect to exchange ideas on banking, finance, and business growth!
Experience
Branch Credit Manager
Dec 2022 — Present · Panipat, IN
Manage PD’s, Proposals and analyze OTC, PDD, NHB data, Audit review observations. • Supervise and mentor 2 Credit Processing Associates (CPAs) and 1 Operations Executive, ensuring smooth credit assessment and loan processing. • Evaluate loan applications and assess creditworthiness. • Process and approve credit proposals as per policies. • Monitor the Credit health of the branch, ensuring minimal NPA’s and Proactive risk management. • Analyze financial statements for lending decisions. • Engage with clients to provide tailored credit solutions.
Education
Kurukshetra University
Master of Business Administration - MBA
2018 — 2020
Kurukshetra University
Bachelor of Commerce - BCom
2014 — 2017
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