Vinit Kumar

Senior Manager ( Risk Control Unit - Audit & Compliance in collection unit at HDFC Bank )

Role
Collections Process Manager (Risk Control Unit at Hdfc Bank) at HDFC Bank
Location
Patna, BR, IN
LinkedIn followers
500 followers

About Vinit Kumar

Banker with 10+ years of Experience in Audit & Fraud management, Collections and credit…

Experience

  1. Collections Process Manager (Risk Control Unit at Hdfc Bank)

    HDFC Bank

    May 2018 — Present · Patna, IN

    Support the CFAB Collection team with respect to Collection process, policy, strategy, systems, fraud investigation, agency audit, escalations etc Job Description Manage the below mentioned major activities:1. Customer payment Validation/Confirmation - Random calling, Delay in deposition, cash in hand, use of physical receipt book. Settlement Process – waiver validation, further negotiation with customers, issuing digital settlement letter and other regulatory checks. Repossession Process – Inventory maintenance, Yard audits, pre-sale post-sale process adherence. Agency Audit – Empanelment, Agency compliance, Billing closure, Data management, Data purging, Systems & IT controls, Agency’s man power allocation between FIs etc. Allocation Audit – Unbiased allocation validation, Reasons of changes in allocation on last moment. Fraud Investigation – Agency / Employee 7. SKIP validation – Central calling & tracing on/of NC /SKIP customers 8. ID card Process – Issuance and deactivation of id cards for agency staff, count of staff members’ w/o cards in field. Receipt Process – Physical receipt audit, validation

Education

  • Magadh University

    B.sc

    2005 — 2007

  • St. Anthony's Academy

    Bachelor of Science (B.Sc.)

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Vinit Kumar — Collections Process Manager (Risk Control Unit at Hdfc Bank) at HDFC Bank in Patna, BR, IN | Unifers