Vinit Gala

Citi | Ex-India Ratings (Fitch Group) | Structured Finance, Credit Risk Management

Role
Credit Underwriter at Citi
Location
Mumbai, MH, IN
LinkedIn followers
500 followers
Finance & AccountingView LinkedIn profile

About Vinit Gala

Senior Analyst and Credit Underwriter with ~6 years of experience in Structured Finance across global investment banking and domestic rating agency. Proven track record in conducting end-to-end credit assessments, stress testing, liquidity analysis, financial analysis, risk assessment and market research. Adept at navigating high-stakes interactions as a mid-level professional, including presenting Credit Approval Memos to Risk Committees, engaging directly with clients.

Experience

  1. Credit Underwriter

    Citi

    Jul 2024 — Present · Mumbai, IN

    Underwriting for North American non-bank mortgage originators and mREITs. • Responsible for periodic credit assessment including Initial, Annual and Quarterly Classified reviews, Ad-hoc requests.• Execute end-to-end credit assessments, including initial approvals, annual renewals, quarterly reviews, and ad-hoc risk evaluations.

Education

  • B V B College of Engg. & Technology, HUBLI

    Bachelor of Engineering - BE, Civil Engineering

    2013 — 2017

  • K J Somaiya Institute of Management

    Master in Management Studies - MMS, Finance, General

    2018 — 2020

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Vinit Gala — Credit Underwriter at Citi in Mumbai, MH, IN | Unifers