Vinisha Agarwal
Credit Analyst at ANZ | Risk Assessment | Financial Modeling | Portfolio Management
- Role
- Senior Credit Analyst at ANZ
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Vinisha Agarwal
Experienced Credit Analyst with a solid background in both corporate and retail credit…
Experience
Senior Credit Analyst
Feb 2023 — Present · Bengaluru, IN
Conducted comprehensive credit assessments using financial statement analysis, credit reports, and internal rating models—achieved quality benchmarks of 99%(2024) and 99.5%(2025 YTD)- Led process optimization initiatives that reduced loan assessment turnaround time by 50%, improving SLA compliance and customer satisfaction- Delivered actionable credit risk insights through data analysis and presentations to senior management, contributing to a 35% boost in operational efficiency- Prepared in-depth credit reports using CAMELS framework, industry benchmarking, and risk profiling to support sound lending decisions and regulatory compliance.
Education
Hill Top School Jamshedpur
ICSE
2015 — 2016
Hill Top School - Jamshedpur
ISC
2017 — 2018
IBS Hyderabad
Master of Business Administration - MBA
2021 — 2023
St. Xavier's University Kolkata
Bachelor's of Management Studies
2018 — 2021
Find verified contacts for anyone on LinkedIn
Unifers gives sales teams verified emails and direct dials, enriched profiles, and outreach that lands in the inbox.
Free plan included · No credit card required
This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.