Vineet Ratan

Role: Senior Manager at EXL
Location: Bengaluru, KA, IN
LinkedIn followers: 500 followers

General Business & ManagementView LinkedIn profile

About Vineet Ratan

Senior Manager, Credit Risk Strategy, working in global Credit Card and financial services industry. Skilled in underwriting and ECM Strategy, Portfolio Analytics, PnL, stakeholder management. Graduation from IIT Roorkee and MBA(Finance). A finance enthusiast and have cleared CFA Level 2.

Experience

Senior Manager
EXL
Feb 2024 — Present · Bengaluru, IN
Underwriting and ECM Credit Strategy. Worked with the client in person in their US office.

Education

D.A.V Darbhanga
CBSE
2002 — 2006
Indian Institute of Technology, Roorkee
Bachelor of Architecture (B.Arch.), Architecture and Planning
2009 — 2014
Faculty of Management Studies - BHU
MBA, Finance
2015 — 2017

Skills

Sustainable Design
Interior Design
Microsoft Word
Powerpoint
Revit
Illustrator
Architectures
C++
Cad
Indesign
Corel Draw
Rhinoceros
Autocad
3d Studio Max
Microsoft Office
Photoshop
Sketchup
Architectural Design

Contact information

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Work email
•••••@exlservice.com
Personal email
•••••@•••••.com
Direct dial
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Current company

EXL

59K employees · New York, NY, United States

Choosing a digital partner is about more than capabilities — it’s about collaboration and character. Unrealistic overhauls and off-the-shelf products ignore what matters most — your unique needs, culture, goals, and your legacy data and technology environments. At EXL, our collaboration is built on ongoing listening and learning to adapt our methodologies. We’re your business evolution partner—tailoring solutions that make the most of data to make better business decisions and drive more intelligence into your increasingly digital operations. Whether your goals are scaling the use of AI and digital, redesign operating models, or driving better and faster decisions, we’re here to partner with you to help you gain—and maintain—competitive advantage with efficient, sustainable models at scale. Our expertise in transformation, data science, and change management helps make your business more efficient and effective, improve customer relationships and enhance revenue growth. Instead of focusing on multi-year, resource- and time-intensive platform designs or migrations, we look deeper at your entire value chain to integrate strategies with impact. We use our specialization in analytics, digital interventions, and operations management—alongside deep industry expertise — to deliver solutions that help you outperform the competition. At EXL, it’s all about outcomes—your outcomes—and delivering success on your terms. Share your goals with us and together, we’ll optimize how you leverage data to drive your business forward. For more information, visit www.exlservice.com.

exlservice.com

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About Vineet Ratan

Experience

Senior Manager

Education

D.A.V Darbhanga

Indian Institute of Technology, Roorkee

Faculty of Management Studies - BHU

Skills

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