Vineet Kumar Vaish

About Vineet Kumar Vaish

With over a decade of dedicated service in the financial sector, I have developed a profound expertise in gold loans, branch management, and relationship management. My journey in this industry has been marked by a commitment to excellence, a relentless pursuit of goals, and a passion for nurturing teams.Currently serving as an Area Sales Manager (Gold Loans) at Bandhan Bank Ltd, I oversee operations in the Lucknow, Kanpur, Varanasi, and Prayagraj cluster. In this role, I lead a team of 125 professionals, managing 25 Gold Loan branches. My responsibilities span from achieving and exceeding business objectives to creating a culture of compliance, innovation, and employee development.Prior to this, I held the position of Territory Manager (Gold Loans) at India Infoline Finance Ltd, where I successfully led a team of branch managers, gold appraisers, customer care executives, sales officers, and collection officers. During my tenure, I consistently achieved Gold Loan sales targets and collaborated closely with leadership to enhance sales effectiveness and efficiency.My experience also includes roles as a Branch Manager at India Infoline Finance Ltd, where I formulated strategies for business development, managed branch targets, and ensured exceptional customer service. In addition, I have served as a Deputy Manager (Preferred Relationship Manager) at HDFC Bank Ltd, where I managed High Net Worth customers and significantly increased relationship size through cross-selling relevant products.My career journey began at Muthoot Finance Ltd, where I served as both a Branch Manager and Accounts Executive. During this time, I honed my skills in strategy formulation, target achievement, compliance management, and customer service excellence.Throughout my career, I have consistently emphasized team management, employee engagement, and the cultivation of a results-driven culture. My commitment to maintaining the highest levels of compliance and customer satisfaction has been a hallmark of my professional approach.I am passionate about contributing to the growth and success of organizations in the financial sector. If you are looking for a seasoned professional with a proven track record in gold loans, branch management, and relationship management, please feel free to connect with me. Let\'s explore opportunities to collaborate and drive success in the dynamic world of finance.

Experience

1. Area Manager(Gold Loans)

   Bandhan Bank

   Jun 2022 — Present

   1) Achieving & exceeding Business goals and targets for Gold Loans business.2) Creating a strong & compliant sales culture to drive acquisitions, profitability and employee development.3) Managing and supporting the effective deployment of team of sales professionals with respect to the geographical area, exploring new markets and in allocating resources to most profitable opportunities.4) Identifying the need of sales training, analyzing changing market trends, channel deployment etc. Also giving feedback & suggestions to the TSM. 5) Ensure implementation of promotional plans & contests and suggesting new and innovating promotion plan for the area of work.6) Recruiting and Retaining high performers. Ensuring highest levels of employee relationship, motivation & engagement to drive results & high levels of employee satisfaction.7) Effectively engage Operations & Risk teams to understand and contribute to overall processes & profitability across locations.8) Team management & Grooming of the team to achieve their respective targets. 9) Managing the Delinquency of the business sourced to ensure health of portfolio.10) Ensure 100% Collections

Education

• Dr Virendra Swaroop Education Center

  12 TH, Commerce

• Dr Virendra Swaroop Education Center

  High school, Commerce

• IPM LUCKNOW

  Master of Business Administration - MBA, Finance

• V.S.S.D. P.G. COLLEGE,

  Kanpur University, Bachelor of Commerce