Vinay Ummadi
Senior Data Scientist @ V4C.AI | Ex Kotak | IIT Kharagpur’23 |
- Role
- Advanced Data Scientist at Kotak Mahindra Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Vinay Ummadi
I am an AI Engineer and Applied Scientist focused on building production-grade AI systems…
Experience
Advanced Data Scientist
Jul 2023 — Present · Mumbai, IN
Built a scalable affluence prediction model using transaction data to optimise credit limits for 4.5M customers- Enhanced salary-based income tagging model accuracy by 11% for more precise credit evaluation- Built a banking stability model from transaction data, enabling up to a1.5x loan offer increase for stable customers- Automted ETL pipelines and report generation for disburesement and performance metrics saving 4-6 man hours daily- Backtested & optimized an Account Aggregator policy fir 2x-15x higher loan values, projecting 20-50% PL book growth.
Education
Indian Institute of Technology, Kharagpur
Master of Technology - MTech, Imaging Informatics
Rajiv Gandhi University of Knowledge Technologies, RKValley (RAC)
Pre University Course, MPC
2015 — 2017
Rajiv Gandhi University of Knowledge Technologies, RKValley (RAC)
Integrated b.tech, Electronics and Communications Engineering
2017 — 2021
KNR MC High School
SSC
2015
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