Vinaya Bhat

General Manager - Chief Compliance Officer & Principal Officer.

Role
General Manager - CCO & Po at Karnataka Bank
Location
Mangaluru, KA, IN
LinkedIn followers
500 followers

About Vinaya Bhat

Dynamic and accomplished banking professional with 28 years of progressive leadership experience at Karnataka Bank, leadership roles and specialization in Treasury, Finance, Credit, Branch Banking, Compliance, and Risk Management. Proven track record of driving profitability, operational excellence, and regulatory compliance across diverse banking functions.Treasury Leadership: Spearheaded the establishment of a state-of-the-art integrated treasury team, delivering exceptional profitability while effectively mitigating market, liquidity, and operational risks.Finance & Balance Sheet Management: Extensive experience in financial planning, asset-liability management, and optimizing balance sheet performance to ensure sustainable growth.Credit Management & Delivery: Directed end-to-end credit operations, including sanctioning, marketing, and delivery, while leading branch teams to achieve business objectives and maintain portfolio quality.Branch Banking & Customer Engagement: Oversaw branch banking operations, alternate delivery channels, third-party products, financial inclusion initiatives, grievance redressal, and new product development, ensuring superior customer experience and business expansion.Compliance & Governance: Currently serving as Head of Compliance and Principal Officer, ensuring adherence to regulatory frameworks, strengthening internal controls, and fostering a culture of compliance across the organization.Leadership & Strategic Vision: Adept at building high-performing teams, driving innovation, and implementing strategic initiatives that align with organizational goals.Recognized for strategic thinking, risk management expertise, and operational leadership, with a commitment to delivering value to stakeholders and maintaining the highest standards of integrity and governance.

Experience

  1. General Manager - CCO & Po

    Karnataka Bank

    May 2019 — Present · IN

Education

  • Indian Institute of Technology, Kharagpur

    Certification , Managing changes in organisation

  • National Institute of Bank Management (PGDM)

    DIploma in Investment Treasury and risk management , Business Administration and Management, General

  • Indian Institute of Technology, Roorkee

    Certification , Introduction to Marketing essentials

  • Indian Institute of Technology, Madras

    Certification , Leadership for India Inc

  • Calicut University, Thenhipalem, Malapuram

    Bachelor of Commerce - BCom

  • Indian Institute of Management Bangalore

    Certification , Advanced Corporate Strategy

  • Alagappa University

    Master of Business Administration - MBA, Banking, Corporate, Finance, and Securities Law

  • Savitribai Phule Pune University

    Certification , Negotiation and conflicts management

  • Indian Institute of Technology, Kharagpur

    Business Administration and Management, General

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Vinaya Bhat — General Manager - CCO & Po at Karnataka Bank in Mangaluru, KA, IN | Unifers