Vinay Arora

Research Associate @National Bank For Financing Infrastructure And Development

Mumbai, IN

Conduct due diligence on borrowers, sponsors, and guarantors, including assessment of financial, legal, and operational background- Build and analyze financial models to assess project feasibility, debt capacity, and cash flow projections- Conduct internal risk rating of borrowers using in-house models and frameworks based on financial, operational, and sectoral risk factors- Analyze Key Risk Indicators (KRIs) and suggest appropriate risk mitigants to ensure credit quality- Prepare detailed credit documentation including Credit Appraisal Notes, Asset Quality Reviews (AQRs), and Sanction Notes- Currently managing exposure across sectors including- Social Infrastructure – education, healthcare, public utilities - Renewable Energy – solar and wind power projects - Road Infrastructure – BOT, HAM, EPC-based models - Power Transmission – intra-state and inter-state networks - Urban Public Transport - mass transit, automated and personalised rapid transit

Lord Jesus Public School - India

Commerce

SVKM's Narsee Monjee Institute of Management Studies (NMIMS)

Bachelor of Science - BS