Vikram M B

Credit Team Leader@ IDFC FIRST BANK LTD, Chennai

Role: Credit Team Leader at IDFC FIRST Bank
Location: Hyderabad, TG, IN
LinkedIn followers: 500 followers

Finance & AccountingView LinkedIn profile

About Vikram M B

Seasoned professional with over 15+ year of experience in Bank, HFC & NBFC, in the area…

Experience

Credit Team Leader
IDFC FIRST Bank
Dec 2022 — Present · Chennai, IN

Education

PES Science,Arts ,& Commerce College.Mandya
Bachelor of Commerce - BCom
2003 — 2006
Karnataka State Open University
Master of Business Administration - MBA
2020 — 2020

Skills

Business Development
Customer Relationship Management (Crm)
Credit Risk
Microsoft Excel
Mortgage Lending
Finance
Management
Credit Analysis
Banking
Risk Management
Commercial Banking
Credit
Cross Selling
Financial Services
Customer Service
Portfolio Management
Loans

Contact information

Verified work emails, personal emails, and direct dials — unlocked in one click.

Work email
•••••@idfcfirst.bank.in
Personal email
•••••@•••••.com
Direct dial
+•• ••• ••• ••••

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Current company

IDFC FIRST Bank

Banking · 53K employees · Founded 2015 · Mumbai, Maharashtra, India

**Never share your password, OTP, UPI Pin, CVV etc with anyone.** Formed in December 2018 through the merger of infrastructure finance giant IDFC Bank and retail finance specialist Capital First, we commenced commercial banking operations in 2016. Our core principles: Vision: Building a world-class bank in India, driven by ethical, customer-friendly, digital, and socially responsible banking principles. Universal Bank: Offering a comprehensive range of services like Retail, MSME, Rural, Startups, Cash & Wealth Management, Deposits, Corporate & Government Banking, Working Capital, Trade Finance, and Treasury Solutions. Ethical Banking: We follow a 'Near and Dear' test, ensuring products are customer-friendly enough for employees to recommend to loved ones. We simplify legal jargon for clarity and offer 'ZERO FEE Banking' on all savings account services like SMS alerts, IMPS, RTGS, NEFT, ATM withdrawals, and more, making it India’s 1st & only bank to do so. Customer-Friendly Banking: IDFC FIRST Bank credits monthly interest on savings accounts, offers lifetime-free credit cards with non-expiring rewards and transparent fees. Technology-led Banking: Seamless services across mobile, branches, internet banking, call centres, & relationship managers. Our mobile app, with 250+ features, is rated 4.8 on Google Play & the App Store. Global rating agency Forrester ranked it India’s best & among the world’s top 20 for two consecutive years. Social Good Banking: Focusing on financial inclusion, we serve 40M+ customers, with 16M lifestyle improvement loans,15M loans to 4.3M women entrepreneurs, 6.5M vehicle loans, 1M each for sanitation & livelihood, 300K SME, and 100K home loans. ESG Goals: We hold high ESG scores, demonstrating our commitment to financial inclusion & social responsibility. Creating a new-age, ethical and world-class institution for India is a privilege for its employees.

idfcfirst.bank.in

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About Vikram M B

Experience

Credit Team Leader

Education

PES Science,Arts ,& Commerce College.Mandya

Karnataka State Open University

Skills

Find verified contacts for anyone on LinkedIn