Vikas Upadhyay

Vice President, Credit Structuring, Automotive Finance, Western Canada @Bmo Commercial Bank

Calgary, AB, CA
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WORK HISTORY

Sep 2021 — Present

Vice President, Credit Structuring, Automotive Finance, Western Canada @Bmo Commercial Bank

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Calgary, AB, CA

Lead a multi-billion-dollar portfolio across Western Canada, delivering innovative credit solutions and expanding client wallet share.• Achieved top tier portfolio management through strategic risk management.• Spearheaded national change initiatives and regular market intelligence sessions across Canada.• Mentored junior associates, fostering a culture of performance and growth.

EDUCATION

2014 — 2014

Wall Street Prep

Certificate in Financial Modeling for Oil & Gas Companies, Financial Modeling for Oil & Gas Companies

2011 — 2015

CFA Institute

CFA

2018 — 2019

Professional Risk Managers’ International Association

Professional Risk Manager , Risk Management

1993 — 1997

GRD School of Planning

Engineer's Degree, Urban and Regional Planning

1997 — 1999

Department of Management

Master of Business Administration (M.B.A.), Marketing, Finance

ABOUT VIKAS UPADHYAY

Accomplished financial executive with over 25 years of leadership in corporate and commercial banking across global institutions including BMO, HSBC, and ICICI Bank. Proven expertise in credit structuring, portfolio management, and strategic growth initiatives. I lead high-performing teams, drive operational excellence, and deliver innovative financial solutions that mitigate risk and maximize value.As a CFA Charterholder and PRM designation holder, I bring technical depth and strategic insight to every decision. My career is defined by consistent top-tier performance, transformation leadership, and commitment to community engagement through board memberships and volunteerism.

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Vikas Upadhyay — Vice President, Credit Structuring, Automotive Finance, Western Canada at Bmo Commercial Bank in Calgary, AB, CA | Unifers