Vikas Rai

Banker- Refuelling the Growth Engines of Indian Economy- SMEs

Role: Cluster Head at HDFC Bank
Location: Gorakhpur, UP, IN
LinkedIn followers: 500 followers

General Business & ManagementView LinkedIn profile

About Vikas Rai

Banker. Finance Enthusiast. Learning from the Industry.Previously worked at Kotak Mahindra Bank in Large Corporate Group, Axis Bank in Mid Corporate Group, HDFC Bank in Business Banking Group and ICICI Bank in SME-Corporate Linked Businesses.Certified KPMG Six Sigma Green Belt and Financial Modelling by CRISIL.

Experience

Cluster Head
HDFC Bank
Aug 2025 — Present · Gorakhpur, IN
Woking as Team Lead for Working Capital Product at HDFC Bank.Managing product growth and reach across 8 districts (Gorakhpur, Sant Kabir Nagar, Basti, Ambedkar Nagar, Sultanpur, Pratapgarh, Amethi and Jagdishpur).

Education

K J Somaiya Institute of Management
PGDM, International Business
2017 — 2019
Krishna Institute of Engineering & Technology
Bachelor of Technology (B.Tech.), Electronics and Communication Engineering
2012 — 2016
Navals National Academy
10th (92%) and 12th (86%)

Skills

Matlab
Poetry
Strategic Planning
C
Java
Microsoft Office
Vlsi
Public Speaking
Customer Service
Leadership
Embedded Systems
Teamwork
Team Management
Powerpoint
Microsoft Excel
Robotics
Microsoft Word
Management
Research

Contact information

Verified work emails, personal emails, and direct dials — unlocked in one click.

Work email
•••••@hdfc.bank.in
Personal email
•••••@•••••.com
Direct dial
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Current company

HDFC Bank

Banking · 216K employees · Mumbai, Maharashtra, India

HDFC Bank is India's largest private sector bank, offering a comprehensive range of financial products and services to our customer base of over 92 million. Our extensive distribution network of 8,919 branches and 21,031 ATMs across 3,836 cities and towns as of August 2024, reaches every corner of the country, making us accessible to millions. Promoted by Housing Development Finance Corporation (HDFC), India's leading housing finance company, HDFC Bank began operations in 1995 with a simple mission: to be a "World-class Indian Bank". With a single-minded focus on product leadership, customer focus and operational excellence, we have emerged as a leading player in all our business segments. We cater to individuals and businesses, offering a full range of innovative banking solutions including loans, payments, and wealth management. Our business solutions empower companies of all sizes, from MSMEs to large corporations, helping them grow with tailored banking services and financial tools. In 2023, the Bank merged with HDFC Ltd, combining our robust banking services with HDFC Ltd's legacy of leadership in housing finance. This merger enhances our ability to offer home loans and other financial services, ensuring seamless access for customers across urban and rural areas. As a socially responsible corporate citizen, we believe in banking with a purpose. Through our CSR initiative, Parivartan, we actively work to drive positive change across education, healthcare, skills training, and sustainable livelihoods impacting over 10 crore lives across the country. Our commitment to community impact is as strong as our dedication to delivering value to our stakeholders. As we expand, we continue to stay at the forefront of innovation, offering seamless digital banking experiences to enhance the lives of our customers. HDFC Bank prioritises the security of its systems and remains committed to maintaining the confidentiality of its customers' data. As a precaution

hdfc.bank.in

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About Vikas Rai

Experience

Cluster Head

Education

K J Somaiya Institute of Management

Krishna Institute of Engineering & Technology

Navals National Academy

Skills

Find verified contacts for anyone on LinkedIn