Vikash Kumar
Risk Management | Retail Finance | Rural Finance | MSME
- Role
- Deputy Vice President - Risk at Tata Capital
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Vikash Kumar
Passionate about driving risk management excellence in the financial services industry, I have over 15 years of experience in risk policy, portfolio monitoring, and strategic decision-making. Currently serving as Product Risk Head at Tata Capital, I specialize in risk governance across diverse financial products, including business loans, microfinance, loan against securities, and LAP.I thrive on data-driven decision-making and have played a key role in developing robust risk frameworks, implementing credit rule engines, and establishing industry-best portfolio monitoring mechanisms. My work has directly contributed to minimizing delinquencies, optimizing risk strategies, and ensuring sustainable business growth.My expertise spans Credit risk, process automation, regulatory compliance, and data analytics.A firm believer in continuous learning, I have enhanced my knowledge through training. Additionally, I actively engage in thought leadership, speaking at industry forums on risk management and financial inclusion.Let’s connect to discuss insights on Credit risk, risk governance, fintech innovations, and financial inclusion strategies!
Experience
Deputy Vice President - Risk
Apr 2025 — Present · Thane, IN
Product Risk Head for Business Loan and Loan against Property
Education
Birsa Agricultural University (BAU), Ranchi
B.Sc. (Agri.)
2003 — 2007
Institute of Rural Management Anand (IRMA)
PGDRM
2008 — 2010
Find verified contacts for anyone on LinkedIn
Unifers gives sales teams verified emails and direct dials, enriched profiles, and outreach that lands in the inbox.
Free plan included · No credit card required
This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.