Vikas Tiwari
*Credit Manager & Financial Strategist*7+ Years of Expertise | Risk Management | Team Leadership | Transforming Credit Operations, Minimizing Bad Debt
- Role
- Senior Credit Manager at Muthoot Fincorp Ltd.
- Location
- Prayagraj, UP, IN
- LinkedIn followers
- 500 followers
About Vikas Tiwari
Business Analytics & Credit portfolio professional with 7 Years 4 Months of Multifaceted experience in Fintech & Edtech Industry.Specializing in Credit Analyst & Finance Domain.Currently working with Shriram Finance Limited handling Credit based portfolio and loan disbursement management.Deep Experience in Credit Analyst, Fraud investigation, AML, CKYC AND PROFESSIONAL in Data reporting, Dashboard.My objectives is continuous learning from contaminate environment.To do such thing which must be helpful and growth for everyone.
Experience
Senior Credit Manager
Jan 2025 — Present · Uttar Pradesh, IN
Credit Policy Development and Implementation:Develop, implement, and maintain credit policies and procedures to manage credit risk effectively. Credit Risk Management:Monitor and manage the credit risk portfolio to minimize potential losses, including setting appropriate credit limits and terms. Credit Approval and Underwriting:Evaluate and approve credit transactions, ensuring compliance with company policies and regulatory requirements. Portfolio Management:Manage a portfolio of credit clients, including ongoing monitoring, risk management, and reporting. Team Leadership and Development:Lead, mentor, and develop a team of credit professionals, fostering a collaborative and high-performing environment. Relationship Management:Build and maintain strong relationships with key customers and stakeholders, addressing and resolving credit-related issues. Reporting and Analysis:Prepare and present regular reports on credit performance, including key metrics and trends, and conduct in-depth analysis of credit data to identify potential risks and opportunities. Compliance:Ensure adherence to company credit policies and procedures, as well as legal and regulatory standards related to credit management. Collection Management:Oversee the collection process, working to ensure timely payment and minimize delinquencies. Collaboration:Work closely with other departments, such as sales, finance, and operations, to support business growth while managing credit risk.
Education
Nehru Gram Bharati (Deemed to be University)
Master of Business Administration - MBA, Finance IT
Kalinga Institute of Industrial Technology, Bhubaneswar
Bachelor of Technology (B.Tech.), Mechanical Engineering
2013 — 2017
Govt. Inter College
High School, Science Stream
2009 — 2010
GOVT. INTER COLLEGE
Intermediate, Science Stream
2011 — 2012
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