Vikas Sinha
Executive Director- Wells Fargo
- Role
- Executive Director at Wells Fargo
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Vikas Sinha
Seasoned Credit Risk & Data Analytics Leader with over 18 years of experience in banking, consumer, and small business lending across the U.S. and India (cards, co‑brand, personal loans, retail services, SMB). Recognized for a proven track record in developing, deploying, and validating predictive models that deliver measurable business impact, optimize profitability, and strengthen risk mitigation.Expert in leading high‑performing quantitative teams and translating complex analytical insights into actionable business strategies that enhance customer experience, improve retention, and reinforce risk controls. Deep domain expertise in risk segmentation, portfolio valuation (NPV/IRR), fraud monitoring, model‑validation oversight, and account‑management strategies.Extensive programming and analytics proficiency including SAS, Python, Teradata/SQL, Tableau, Power BI, UNIX, and other data management tools. Skilled in model monitoring metrics (AUC/ROC, KS, PSI, drift) and explainability techniques (e.g, SHAP), with hands‑on experience in machine learning and scorecard interpretation to drive informed decision‑making.Leverages LLM‑assisted tools (ChatGPT, GitHub Copilot) for documentation, code review, SQL generation, testing/QA, and process automation. Known for standardizing controls and documentation (RCSA artifacts) while delivering data‑driven, compliant solutions aligned to both business and regulatory needs.Strong foundation in risk management, statistical analysis, and client relationship management, with a history of managing multiple key accounts and delivering high‑quality analytics that meet strategic objectives. Skilled at analyzing customer behavior, identifying trends, and implementing targeted strategies that drive loyalty, satisfaction, and measurable business growth.
Experience
Executive Director
Oct 2023 — Present · Bengaluru, IN
Education
Delhi University
B.Sc (PCM), Mathematics
2000 — 2003
IMT Ghaziabad
Post Graduate Program in Business Management, Marketing and International Business
2008 — 2010
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