Naga Venkata Vikas M.
Product Analytics and Strategy | Credit Cards, Personal Loans and BNPL
- Role
- Director Spend Engagement & Retention U s Consumer Cards at Citi
- Location
- Bayonne, NJ, US
- LinkedIn followers
- 500 followers
About Naga Venkata Vikas M.
12+years of experience driving credit cards, personal loans and BNPL (Buy Now, Pay Later) acquisitions. Proven ability to craft and execute effective X-sell / up-sell strategies to maximize customer valueStrong background in P&L management, with proficiency in developing pricing/marketing strategies, optimizing returns, and driving portfolio growth through statistical analysis and financial modellingStrong analytical and detail-oriented skills, with a proven track record of delivering value to the business through effective project managementAdept at collaborating across departments to identify new business opportunities and launch innovative features5+ years of experience in building and leading high-performance teams
Experience
Director Spend Engagement & Retention U s Consumer Cards
Oct 2025 — Present · New York, NY, US
Education
Indian Institute of Technology, Madras
Bachelor of Technology - BTech, Civil Engineering
2008 — 2012
Indian Institute of Technology, Madras
Master of Technology - MTech, Civil Engineering
2012 — 2013
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