Vikas Kumar

Assistant Manager - MSME Loans | Utkarsh Small Finance Bank | Empowering Businesses

Role: Assistant Manager at Utkarsh Small Finance Bank
Location: Patna, IN
LinkedIn followers: 500 followers

OperationsView LinkedIn profile

Experience

Assistant Manager
Utkarsh Small Finance Bank
Jan 2025 — Present · Patna, IN
As an Assistant Manager in the MSME Loan division at Utkarsh Small Finance Bank, I specialize in supporting micro, small, and medium enterprises with tailored financial solutions. My responsibilities include:Managing loan applications and ensuring timely processing and disbursement.Conducting credit assessments and field visits to evaluate borrower profiles.Building strong relationships with MSME clients and providing excellent customer service.Ensuring compliance with regulatory and internal guidelines.Contributing to business growth by achieving loan disbursement and recovery targets.I am passionate about empowering businesses and driving financial inclusion to foster economic growth.Feel free to connect with me to discuss MSME financing solutions or opportunities for collaboration!

Contact information

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Work email
•••••@utkarsh.bank.in
Personal email
•••••@•••••.com
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Current company

Utkarsh Small Finance Bank

Banking · 13K employees · Varanasi, Uttar Pradesh, India

Utkarsh Small Finance Bank Limited (USFBL), incorporated on April 30, 2016, is engaged in providing banking and financial services with a focus on the underserved and unserved sections of the country. The Bank’s lending activities are primarily focussed in rural and semi-urban locations of the country while its deposit mobilisation and other services are spread across the country. The Bank commenced its operations on January 23, 2017, pursuant to the small finance banking licence granted by RBI on November 25, 2016. Prior to transfer of the business of providing microfinance to the Bank, Utkarsh (as Utkarsh Micro Finance Limited, currently Utkarsh CoreInvest Limited) has a history of providing microfinance primarily to the customers in rural and semi-urban segments. The Bank extends microfinance loans based on Joint Liability Group (JLG) model to individuals, other retail asset loans including Micro, Small and Medium Enterprise (MSME) Loans, Housing Loans (HL), Personal Loans, Commercial Vehicle Loans, Construction Equipment Loans and Wholesale Lending to borrowers. The Bank offers a slew of digital services such as Internet and Mobile Banking, Digi On-Boarding, an online account opening facility for clients, besides a range of ATMs and Micro ATMs for ease of transactions, amongst others. The Bank is headquartered at Varanasi, Uttar Pradesh.

utkarsh.bank.in

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