Vik Randhawa

About Vik Randhawa

Entrepreneurship, business development, taxation, and finance are my passion. I love working with people and stay connected with my local community. After being in this industry called financial services, taxes long enough I know it is confusing. There are banks, brokerage firms, insurance companies, and more. And lot of times you end up just being a number or the next one in line to help someone meet their commission goals. Most of the time, proprietary products are pushed by wires houses as the best option available which serves their interest first. I strongly believe everyone\'s journey is unique and there is no cookie cutter approach to life and finances. My approach is I start by thoroughly understand your situation, figure out where you would like to go, and then of course we put together a clear action plan to get there. My goal is to be your holistic consultant, share my network connections that I have developed in Bay Area and beyond over last two decades, and work with you to deal with various aspects of your financial, tax, business life cycle.

Experience

1. President Ras Loans

   Ras Loans

   Jul 2021 — Present · Newark, CA, US

   As a lending professional at RAS Loans, I am dedicated to helping you with all of your home mortgage and business loan needs.Serving the bay area community since 2006 as a mortgage and tax professional. I have extensive experience with FHA, VA and Conventional loans. Being an Enrolled Agent and having an experience in individual and business taxation, I can thoroughly review your tax and income situation for mortgage purposes.Experienced to work with a full range of borrowers however especially enjoys working with first time home buyers because I strive to make sure they are comfortable with their new home purchase and fully understand the mortgage transaction.Purchasing a home or refinancing your existing home can be very exciting and a bit stressful. My experience with the mortgage process and tax knowledge allows me to guide you to the result you are looking for in a smooth and professional manner.You are invited to apply on-line, or contact me to set up an appointment. Either way you will get my immediate and personal attention.Fluent in Hindi, Punjabi, Urdu. Catering to the silicon valley based tech employees who can appreciate the best mortgage loan services.

Education

• California State University-Long Beach

  Master's Degree, Electrical and Electronics Engineering

  2002 — 2005

• California State University-Sacramento

  Master of Science - MS, Accounting

  2021 — 2023

• Bharati Vidyapeeth

  Bachelor's Degree, Engineering

  1998 — 2002