Vijay S.
Digital Banking | Product Engineering | Senior Vice President |
- Role
- Senior Vice President -digital Products Engineering at Indusind Bank Limited
- Location
- Gurugram, HR, IN
- LinkedIn followers
- 500 followers
About Vijay S.
19+ years of experience in digital banking product development, customer journeys, product engineering, program management, people management, processes, and digital transformation. Expertise in set-up, build, and development of in-house engineering and product teams and establish best practices and standards for software delivery and product development.Overall experience of leading and managing 50+ complex cross-functional agile digital transformation projects/product development including digital bank, lending platform, multiple commercial banking products, customer journeys etc with globally distributed teams. I have also demonstrated expertise in product tech engineering with experience in software architecture, technical skills like Java, Python, Cobol, Angular, AWS services, Generative AI, Prompt Engineering and infrastructure, CI/CD, and PM tools. I am passionate about creating value for the customers and the organization by leveraging agile principles, values, methodologies, and frameworks, and by providing servant leadership, design thinking, and client engagement. My goal is to drive innovation and excellence in digital transformation product development.I am currently Leading vendor and inhouse product engineering team of size 150 and managing end to end software development and delivery, governance and compliance of 10+ critical AWS based digital banking applications ( Current Account Onboarding, Business Lending, Merchant Banking, FIP/FIU Account Aggregator integration ecosystem, AU Bank AEM & Oracle CRM Web portal, WhatsApp Banking, Chatbot Services, Missed call Banking, Google Business Manager, QR Onboarding, Generative AI Applications like GenAI Chatbot, Email Bot etc.• Setup from scratch and lead cross functional product development and engineering team of size 80 in just 11 months bringing approx. cost savings of 30%, reduce dependency on vendors and reduced time to market.• Developed Merchant banking application from scratch on cloud using scalable microservices & agile devsecops practices.• Delivered first fully end to end automated DIY digital current account journey in India.• Leading FIP (Financial Information Provider) & FIU (Financial Information User) integrations with AA (Account Aggregator) Portals using Rebit 2.0 guidelines. • Developed unsecured business lending application & helped onboard AU to become one of first four banks to adopt Open Credit Enablement Network (OCEN) and completed integration with GeM Sahay portal. • Improved revenues by integrating Open banking APIs with internal bank applications.
Experience
Senior Vice President -digital Products Engineering
Dec 2024 — Present
Education
Malaviya National Institute of Technology Jaipur
Bachelor of Technology (B.Tech.), Engineering
2001 — 2005
Indian Institute of Management Udaipur
Management Development Program, Business Administration and Management, General
Faculty of Management Studies - University of Delhi
Master of Business Administration (MBA), IT & Strategy Management
2010 — 2013
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