Vigyat Bhardwaj
VP - Axis Bank | Fintech & Product Management | Regulatory Ecosystems | IIM Calcutta
- Role
- Vice President - Partnerships & Co-lending at Axis Bank
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Vigyat Bhardwaj
Fintech and product professional with 13 years of progressive experience across lending, payments, credit cards, mortgages, and prop-tech. Skilled in product strategy, regulatory alignment, and policy design, with expertise in building API-driven platforms and digitising credit underwriting. Experienced in partner integrations, compliance governance, and portfolio growth through innovative product and sales strategies. Built cross-domain exposure in the start-up ecosystem, combining innovation with execution to deliver scalable financial products and sustainable growth.Key Functional Expertise:Fintech & Proptech Product Management | Digital Lending (Retail & MSME)| Colending & Embedded Finance | Product Strategy & Lifescycle Management | Business Growth & GTM Execution | Strategic Partnerships & Ecosystem Enablement | API - led Product Development | Real Estate Financing & Credit Journeys
Experience
Vice President - Partnerships & Co-lending
Jun 2024 — Present · Bengaluru, IN
Education
Indian Institute of Management, Calcutta
Executive Program in Business Management
University of Mumbai
Master of Business Administration (M.B.A.), Marketing
2010 — 2012
University of Mumbai
B.E., Chemical Engineering
2004 — 2010
Skills
- Internal Audit
- Banking
- Risk Management
- Team Management
- Mis
- Corporate Finance
- Powerpoint
- Microsoft Excel
- Finance
- Analysis
- Financial Analysis
- Vendor Management
- Portfolio Management
- Selling
- Loans
- Investments
- Relationship Management
- Marketing
- Commercial Banking
- Strategic Planning
- Negotiation
- Strategy
- Mergers & Acquisitions
- Credit Risk
- Business Analysis
- Microsoft Office
- Sales
- Credit Cards
- Financial Risk
- Asset Management
- Cross Selling
- Brand Management
- Cross-Functional Team Leadership
- Financial Services
- Crm
- Marketing Strategy
- Valuation
- Customer Service
- Credit
- Financial Modeling
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