Vignesh M

Credit Manager (Underwriting) @Nivara Home Finance Ltd.

Bengaluru, KA, IN
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

May 2024 — Present

Credit Manager (Underwriting) @Nivara Home Finance Ltd.

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Bengaluru, IN

Working as a Manager – Credit in the Corporate office. Handling the Home Loan, LAP in Tamil Nadu location Conducting Video PD and Physical PD on a regular basis. Verifying the document, KYC, eligible criteria, structural norms met with RBI guideline Preparing LRS and CAM. Income assessment, CIBIL track (Repayment, other commitment) based on that fix the LTV and tenure. Continuously co-ordinating with the technical and legal team. Cases will be completed within the TAT. Maintaining a day-to-day MIS / Portfolio for the entire Tamil Nadu location

EDUCATION

2012 — 2015

VIT University

Master of Computer Applications - MCA, Computer Programming, Specific Applications

2009 — 2012

Muthayammal college of Arts and science

Bachelor of Science - BS, Mathematics

N/A

Manipal Institute of Technology

Diploma of Education, Post Graduate diploma in Banking

ABOUT VIGNESH M

Working as a Manager – Credit in the Corporate office. Handling the Home Loan, LAP in Tamil Nadu location Conducting Video PD and Physical PD on a regular basis. Verifying the document, KYC, eligible criteria, structural norms met with RBI guideline Preparing LRS and CAM. Income assessment, CIBIL track (Repayment, other commitment) based on that fix the LTV and tenure. Continuously co-ordinating with the technical and legal team. Cases will be completed within the TAT. Maintaining a day-to-day MIS / Portfolio for the entire Tamil Nadu location.

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